State Infrastructure Bank (SIB) - Transportation Loan Program
Skip to main content

State Infrastructure Bank (SIB) - Transportation Loan Program

Purpose

The goal of the State Infrastructure Bank (SIB) Program is to provide innovative financing tools to communities to assist them in meeting their infrastructure needs.

The SIB program allows borrowers to access capital funds at or below-market interest rates. The SIB operates as a revolving loan fund, where the account balance grows through the monthly interest earned and repaid principal and interest payments.

In Texas, SIB financial assistance can be granted to any public or private entity authorized to construct, maintain, or finance an eligible transportation project.

Program status: We are currently accepting applications.

Application information

Current borrowers

SIB Statistics
$1-5M

Typical SIB loan amount range (in millions)

$10B

Projects leveraged to complete (in billions)

14 years

Average SIB loan term

1-30 years

Loan terms range

History

State Infrastructure Banks (SIBs) were authorized in 1995 as a part of the National Highway Designation Act (NHS) to help accelerate needed mobility improvements through a variety of financial assistance options made to local entities through state transportation departments.

Since Texas was chosen as one of the ten states to test the pilot program, the state legislature authorized the Texas Department of Transportation (TxDOT) to administer the SIB program in 1997.